FlexiPaisa: Instant Cash Loan | Flexible Repayment

4.2
62.4M reviews
1B+
Downloads
Editors' Choice
Content rating
Teen
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About this app

FlexiPaisa is Pakistan's leading digital fintech platform, providing instant credit solutions for individuals and micro and small businesses. It builds user trust through technology-driven convenience and compliance with State Bank of Pakistan regulations. As an SBP-compliant NBFC partner, the platform offers a streamlined, fully digitized experience from application to loan disbursement. Users only need five minutes to submit basic information online, including CNIC verification and bank statements, and receive a flexible credit line of up to PKR 5 lakh in as little as one hour.
-The maximum credit limit is PKR 500,000.
-You can withdraw cash or spend directly through JazzCash/EasyPaisa.
-Up to 45 days without interest for first-time users.
-Cashback on consumption, especially the first purchase with a maximum cashback of 15%.
-Fully Sharia-compliant financing options available.
Updated on
Jul 1,2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Photos and videos and 2 others
This app may collect these data types
Location, Personal info and 9 others
Data is encrypted in transit
You can request that data be deleted
Independent security review

Ratings and reviews

4.2
59.6M reviews
Ahmed Hassan
June 12, 2025
Excellent service! I submitted my CNIC and bank statements through JazzCash integration and got PKR 2.5L credit line in under an hour. Complete digital KYC process, no need to visit any branch. The repayment options are very flexible and EMI calculator shows clear breakdown. FlexiPaisa has been a lifesaver for my small business in Karachi.
12,673 people found this review helpful
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Fatima Khan
July 3, 2025
Got instant access to funds when my textile business in Lahore needed urgent cash flow. Onboarding took just 5 minutes through EasyPaisa and the dashboard clearly shows repayment schedules with halal financing options. Customer support in Urdu answered all my questions about early repayment without penalties. FlexiPaisa understands Pakistani SMEs very well.
4,153 people found this review helpful
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محمد علی
August 1, 2025
ایپ بہت آسان اور شفاف ہے۔ ای کے وائی سی، بینک لنکنگ اور قرض کی نگرانی بہت آسان ہے۔ پیسے 45 منٹ میں میرے اکاؤنٹ میں آ گئے۔ ایس بی پی کے تحت لائسنس یافتہ ہونے اور واضح شرائط نے مجھے اعتماد دیا۔ ایمرجنسی کے لیے FlexiPaisa بہترین ہے۔
1,066 people found this review helpful
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عائشہ احمد
September 15, 2025
بہت بہترین سروس! میں نے اپنے چھوٹے کاروبار کے لیے PKR 1.5 لاکھ کا قرض لیا۔ صرف CNIC اور بینک سٹیٹمنٹ کی ضرورت تھی۔ JazzCash کے ذریعے 30 منٹ میں رقم مل گئی۔ شریعت کے مطابق قرض اور لچکدار واپسی کے اختیارات۔ اسلام آباد میں میرے دوستوں کو بھی تجویز کیا ہے۔
2,847 people found this review helpful
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